Personal Banking
Life can be complicated, but banking shouldn’t be.
From checking and savings to personal, home, and auto loans, we’re here to help you keep things simple — no matter what life brings your way.
Checking Accounts
Checking Plus
✓ Interest-Earning Checking Account*
✓ No Monthly Service Charge
✓ Online Banking with Bill Pay
✓ Mobile Banking with Card Controls
✓ Free ATM Withdrawals at Bank of Orrick and UMB Bank Locations
✓ Unlimited Check Writing
✓ E-statements Available**
Minimum Opening Balance: $100.00
Minimum Balance to Earn Interest: $500.00
* Interest paid monthly on average collected balance.
** Save $3.00/month by opting in to receive e-statements.
Basic Checking
✓ No Monthly Service Charge
✓ Online Banking with Bill Pay
✓ Mobile Banking with Card Controls
✓ Free ATM Withdrawals at Bank of Orrick and UMB Bank Locations
✓ Unlimited Check Writing
✓ E-statements Available*
Minimum Opening Balance: $50.00
* Save $3.00/month by opting in to receive e-statements.
Savings Accounts
Bank of Orrick makes saving simple and easy — from just starting to save to building an emergency fund to working toward a big purchase. To learn more about account options, contact us.
Money Market Investment Account (MMIA)
✓ Interest-Earning Savings Account*
✓ No Monthly Service Charge
✓ Online Banking with Bill Pay
✓ Mobile Banking with Card Controls
✓ E-statements Available**
Minimum Opening Balance: $100.00
Minimum Balance to Earn Interest: $1,000.00
* Interest paid monthly on average collected balance.
** Save $3.00/month by opting in to receive e-statements.
***Withdrawal limits apply, please contact us for details.
Statement Savings
✓ Interest-Earning Savings Account*
✓ No Monthly Service Charge
✓ Online Banking with Bill Pay
✓ Mobile Banking with Card Controls
✓ E-statements Available**
Minimum Opening Balance: $50.00
Minimum Balance to Earn Interest: None
* Interest paid monthly on average collected balance.
** Save $3.00/month by opting in to receive e-statements.
***Withdrawal limits apply, please contact us for details.
Health Savings Account (HSA)
✓ Interest-Earning Savings Account*
✓ No Monthly Service Charge
✓ Online Banking with Bill Pay
✓ Mobile Banking with Card Controls
✓ Unlimited Check Writing
✓ E-statements Available**
Minimum Opening Balance: None
Minimum Balance to Earn Interest: $500.00
* Interest paid monthly on average collected balance.
** Save $3.00/month by opting in to receive e-statements.
Savings & Borrowing
CERTIFICATES OF DEPOSIT
Accelerate your savings with a CD from Bank of Orrick. Get guaranteed returns and protection from market variability with competitive interest rates, no maintenance fees, and fixed interest rate for entire term.
IRA ACCOUNTS
An Individual Retirement Account is an investment account designed to help you maximize your retirement savings. We offer a variety of IRAs, including the Traditional IRA and Roth IRA.
For more information, contact us.
LOANS
Our experienced loan officers will work with you to ensure you get the loan that works best for your distinct needs, with the most competitive rates and terms and a hassle-free process.
Online & Mobile Banking
With Bank of Orrick Online Banking and Mobile App, you can easily access and manage your accounts 24/7 — whenever, wherever, and however works best for you.