Types of Information We Collect and Sources
The following are examples of the types of information we collect and the sources:
Use of Information
We use the information discussed above in a number of ways, such as:
- Operating, evaluating, and improving our business (including developing new products and services; improving existing products and services; performing data analytics; and performing accounting, auditing, and other internal functions); and Responding to your requests and communicating with you.
- Processing your online deposit application;
- Processing transactions;
- Verifying your identity (such as when you access your account);
- Preventing and reporting fraud;
- Enhancing the security of your online deposit account and our online deposit services;
- Responding to your requests and communicating with you;
- Managing your online deposit account preferences;
- Performing analytics concerning your online deposit account;
- Performing analytics concerning our marketing, including your responses to our emails and the pages and advertisements you view;
- Providing you tailored content and marketing messages;
- Operating, evaluating and improving our business (including developing new products and services; improving existing products and services; performing data analytics; and performing accounting, auditing and other internal functions);
- Complying with and enforcing applicable legal requirements, relevant industry standards, contractual obligations and our policies; and For any other purposes that we may specifically disclose at the time you provide, or we collect your information.
We may also use data that we collect on an aggregate or anonymous basis (such that it does not identify any individual customers) for various business purposes, where permissible under applicable laws and regulations.
Disclosure of Information
We may share the information we collect from and about you:
- As described in our Privacy Notice, https://bankoforrick.com/privacy-policy, including with Bank of Orrick’s third-party service providers;
- With third parties or affiliates in connection with a corporate transaction, such as a sale, consolidation, or merger of Bank of Orrick businesses;
- With third parties in an anonymous or aggregated manner to help deliver products, services, and content that are tailored to you and for other purposes.
Understanding Cookies, Web Beacons, and Other Tracking Technologies
“Cookies” are small amounts of data a website can send to a visitor’s web browser. They are often stored on the device you are using to help track Your areas of interest. Cookies may also enable us, our service providers, and other companies we work with to relate your use of our online services over time to customize your online experience. Most web browsers allow you to adjust your browser settings to decline or delete cookies but doing so may degrade your experience with our website.
Clear GIFs, pixel tags or web beacons—which are typically one-pixel, transparent images located on a webpage or in an email or other message—or similar technologies may be used on our sites and in some of our digital communications (such as email or other marketing messages). They may also be used when you are served advertisements. These are principally used to help recognize users, assess traffic patterns, and measure site or campaign engagement.
Local Shared Objects, sometimes referred to as “flash cookies” may be stored on your hard drive using a media player or other software installed on your device. Local Shared Objects are similar to cookies in terms of their operation but may not be managed in your browser in the same way.
Do Not Track
Many web browsers possess a do-not-track feature that lets your browser tell websites you visit that you do not want to have your online activities tracked. At this time, our website does not respond to browser do-not-track signals.
Linking to Third-Party Websites
To protect your personal information from unauthorized access and use, we use reasonable electronic and procedural safeguards to protect and limit access to personal information.
Our website is not intended for persons under 18 years of age. We do not knowingly collect personal information from persons under 18 years of age.
Accessing Our Website from Outside the U.S.
Our website is intended for a U.S. audience. If you visit our website, your information will be transferred to or processed in the United States.
If you have questions about our privacy practices, please contact us at 816.770.3311 or email@example.com.
Last Updated: January 2023