The Bank of Orrick
    Home    ·    About Our Bank    ·    Banking Services    ·    Online Banking    ·    Community Activities 

FACTS

WHAT DOES THE BANK OF ORRICK DO WITH YOUR PERSONAL

INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number

  • Transaction history

  • Account balances

  • Overdraft history

  • Payment history

  • Checking account information

    When you are no longer our customer, we continue to share your information as described in this notice.

  • How?

    All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The Bank of Orrick chooses to share; and whether you can limit this sharing.

    Reasons we can share your personal information

    Does The Bank of Orrick share?

    Can you limit this sharing?

    For our everyday business purposes-

    such as to process your transactions, maintain

    your account(s), respond to court orders and legal

    investigations, or report to credit bureaus

    Yes

    No

    For our marketing purposes-

    to offer our products and services to you

    No

    We don’t share

    For joint marketing with other financial companies

    No

    We don’t share

    For our affiliates’ everyday business purposes-

    information about your transactions and experiences

    No

    We don’t share

    For our affiliates everyday business purposes -

    information about your creditworthiness

    No

    We don’t share

    For nonaffiliates to market to you

    No

    We don’t share

    Questions?

    Call 816-770-3311 or go to bankoforrick.com


    What We Do

    How does The Bank of Orrick

    protect my personal information?

    To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

    How does The Bank of Orrick collect my personal information?

    We collect your personal information, for example, when you

  • Open an account

  • Make a wire transfer

  • Apply for a loan

  • Show your driver’s license

  • Give us your contact information

    We also, collect your personal information from others, such as credit bureaus,

    affiliates, or other companies.

  • Why can’t I limit all sharing?

    Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes - information about your

    creditworthiness

      

  • affiliates from using your information to market to you

      

  • sharing for nonaffiliates to market to you

    State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

  • Definitions

    Affiliates

    Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • The Bank of Orrick has no affiliates

  • Nonaffiliates

    Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • The Bank of Orrick does not share with nonaffiliates so they can market to you.

  • Joint Marketing

    A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • The Bank of Orrick does not jointly market

  • Other Important Information

    For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffililates either for them to market to you or for joint marketing - without your authorization.

    For California Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.

    For Massachusetts, Mississippi and New Jersey Customers. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for join marketing - without your authorization.

    For Vermont Customers. We will not share personal information with nonaffiliates for them to market to you without your authorization and we will not share personal information with affiliates or for joint marketing about your creditworthiness without our authorization.

     
     
    Home | About Our Bank | Banking Services | Online Banking | Community Activities |
    Privacy Policy | Internet Security Policy
    Equal Housing LenderMember FDIC
                                 The Bank of Orrick, Member FDIC, Equal Housing Lender